Relationship Manager at Rovedana

Job Description

• Candidates will be responsible for seeking and maintaining customers via day to day call activities thereby promoting the image and values of the bank.

Responsibilities

• Assist unit head in preparation of budget/budgetary estimates
• Prepare credit approvals memoranda (CAM) for the attention of the unit head in accordance with the Banks’ credit policy guidelines and ensure loan accounts are operated within ‘credit approval’ limits.
• Maintain a CABAL that is commensurate with budget and overall projections for the branch
• Ensure that all income are properly captured at transaction point
• Prepare customers’ loan applications and collate/direct data to the approving authority through the appropriate channels
• Effective and constant monitoring of medium level customers account balances with a view to beefing up same
• Render all credit/risk asset reports, deposit liability report and LDR status report to the unit head on a weekly basis
• Promptly process new investment request and review existing investment/liquidation request accurately.
• Appraise credit requests from customers and make appropriate recommendations to unit head
• Balance sheet management
• Keep abreast of local and national economic, financial and political events which may impact on deposit liability generation and credit facilities.
• Any other duties/functions given by the Cluster Head
• Identification and Marketing of prospects within the target market
• Gather intelligence information on product performance, customer attitudes and new business/product opportunities for the attention of the Cluster Head.
• Identify customers’ needs, proactively seek to provide products/services to meet such needs and advice on appropriate selection of banks products
• Effectively manage customer relationships (internal and external types)
• Efficiently and effectively liaise with internal departments – CSU, FTL/Clearing, Admin including other Branches and departments

Requirements/Skills

• Minimum of a B.Sc. (2nd Class Lower)
• Minimum of 1 year banking experience as Banking Officers (BO) Senior Banking Officers (SBO) and Assistant Managers (AM) in a leading commercial bank in Nigeria.
• Good knowledge of banking operations, products & customer segmentation.
• Ability to identify key players in market
• Good interpersonal skills
• Ability to work under pressure
• Should be able to work with less supervision
• Show reasonable ‘Team-work’ skills
• Trace of Negotiating/Selling skills