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  • Posted: Feb 4, 2020
    Deadline: Not specified
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    Work Place Centre Limited is a World Class Skills Development and HR / ICT Consulting Services organisation that adds significant value to our clients and society.
    Read more about this company

     

    Credit Analyst

    Locations: Onitsha, Lagos Island, Abuja, Benin, and Port-Harcourt

    Summary

    • Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

    Responsibilities

    • Identify new prospects and build relationship with them.
    • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
    • Meet with applicants to obtain information for loan applications and to answer questions about the process.
    • Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.
    • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
    • Compute payment schedules.
    • Submit applications to second level officers for verification and recommendation.
    • Maintain market intelligence on industry competition and report accordingly.
    • Assist in preparation of proposals and presentations.
    • Review and update credit and loan files.
    • Handle customer complaints and take appropriate action to resolve them.
    • Market company products to individuals and firms, promoting services that may meet customers' needs.
    • Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

    Qualifications and Experience

    • Minimum of HND certificate.
    • At least 2 years sales experience, preferable in financial service sector

    Required Skills:

    • Communication skills
    • Good listening skills
    • Negotiation skills
    • Excellent communication and organizational skills
    • Presentation and persuasive skills
    • Deciding and initiating action
    • Attention to Detail
    • Leadership
    • Computer appreciation skills (Microsoft Office)
    • Interpersonal
    • Relationship management and networking

    Remuneration

    • Salary: N 50,000 net monthly plus commission on sales
    • Other Benefits: HMO and Pension

    Method of Application

    Interested and qualified candidats should send their Resume with Role applying for as subject to: careers@workplacecentre.com

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