Credit Analyst at Work Place Centre Limited

Summary

• Market the various loan products of the company and also evaluate, and recommend approval of credit loan applications.

Responsibilities

• Identify new prospects and build relationship with them.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants' financial status, credit, and net worth to determine feasibility of granting loans.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Compute payment schedules.
• Submit applications to second level officers for verification and recommendation.
• Maintain market intelligence on industry competition and report accordingly.
• Assist in preparation of proposals and presentations.
• Review and update credit and loan files.
• Handle customer complaints and take appropriate action to resolve them.
• Market company products to individuals and firms, promoting services that may meet customers' needs.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

Qualifications and Experience

• Minimum of HND certificate.
• At least 2 years sales experience, preferable in financial service sector

Required Skills:

• Communication skills
• Good listening skills
• Negotiation skills
• Excellent communication and organizational skills
• Presentation and persuasive skills
• Deciding and initiating action
• Attention to Detail
• Leadership
• Computer appreciation skills (Microsoft Office)
• Interpersonal
• Relationship management and networking

Remuneration

• Salary: N 50,000 net monthly plus commission on sales
• Other Benefits: HMO and Pension