Risk Expert at CredPal

Job Descriptions

• Conduct and report on all tasks assigned by the Management.
• Implement policies and conduct trainings that help reduce our company’s overall risk
• Investigate and assess potential risks for assigned projects and accounts
• Propose possible solutions/programs/protocols for minimizing risk and liability
• Participate in all assessments to identify and minimize loss
• Monitor operations to ensure compliance with all insurance and legal obligations
• Minimize human, property, and financial risk
• Review and assess all reports of suspicious account activity
• Conduct fraud research and report on findings
• Prepare and present comprehensive risk assessment reports
• Generate regular and ad hoc compliance reports
• Research, monitor, and, if able, resolve fraud reports
• Review daily reports for suspicious account activity
• Work to ensure client confidentiality and protect privacy
• Demonstrate thorough and fair practices in all investigations and inquiries

Requirements and Qualifications

• Bachelor’s degree in Accounting or related field
• 2 years’ experience in the risk management field, minimum in the financial sector (excluding Insurance Company).
• Ability to assess customer’s data and create predictive model and recommendation on how to improve underwriting models.
• Ability to profile customers proffer loan based on our parameter
• Keen eye for details and exceptional problem solving skills
• Excellent communication skills, both written and verbal
• Proficient in the use of Microsoft office tools especially excel.
• Knowledge in data analysis is a plus.
• Database use and management experience
• Exceptional organizational and critical thinking skills
• Reliable and thorough with a deep commitment to accuracy
• Self-motivated and able to work independently