Credit and Risk Advisor at ParaQuick

Details:

JOB OBJECTIVES

Implement all guidelines, processes and procedures to facilitate efficient underwriting norms to improves portfolio quality and customer experience.

1.       Credit Underwriting

• Implement the operational systems, policies, and processes in support of business objectives.
• Adhere strictly to company underwriting policies and procedures and growth, quality and profit objectives
• Analyse pertinent financial and credit data and makes final credit decisions (approval or declination) within signing authority.
• Assist in the development and implementation of risk framework to mitigate fraud using customer data

2.       People Management

• Provide direction and clarity responsibilities for Credit Originating Officer
• Communicate effectively with team members and ensure they are accurately and promptly informed.
• Ensure team cohesiveness and effectiveness within the department
• Plan, support and evaluate the performance of team members.
• Provide development support and equip team members with the knowledge and skills required to perform job effectively.

COMPETENCE REQUIREMENTS

FUNCTIONAL

• Critical thinking, Problem Solving and Analystic Skills
• Financial Management
• Quality Assurance (Portfolio)
• Underwriting and Loan Management
• Database Management
• Data Analytics

BEHAVIORAL

• Self-Assured, Confident and Assertive
• Leadership, Influencing & Negotiation
• Relationship Management
• Effective Communication Skills
• Attention to details
• Time Management

APPLICATION & TECHNOLOGY

• Microsoft Word, Excel and Powerpoint
• Mambu
• Navision
• Crelend
• Mosulend
• NimbleX

JOB SPECIFICATION

• A first degree is required
• Professional qualification an added advantage
• Minimum of 2years’ work experience in similar role within the financial services industry. Bank Operations and Risk Management will be an added advantage.