Credit Administrator at Alan & Grant

Job Responsibilities

• Ensure facilities are booked to reflect the approved terms and conditions e.g. amount, interest rate, COT, repayment frequency, etc.
• Ensure all MIS parameters are duly captured for Regulatory and Management Reporting purposes.
• Setting of Limit Node for Global/Group lending, Collateral/Security Lodgement and Maintenance.
• Payoff of facilities before expiration.
• Part Liquidation of facilities.
• COT implementation: Fixed/Concession, Covenant.
• Interest rate maintenance (Base and account preferential rate)
• Loan Rescheduling and Amendment.
• IFRS 9 Regulatory Reporting
• Preparation and Rendition of Monthly/Quarterly/Bi-annual CBN/NDIC reports
• Detailed Collateral Management Reports on Insurance Covers/Policies (expired & no evidence of Insurance), Collateral Coverage Ratio,Collateral perfection status
• Credit File Administration
• Implementation and Deployment of the Bank’s Credit Portfolio Report to All approved Credit Bureau Companies using the NEW CBN Template.

Requirements

• B.Sc in Accounting
• Minimum of 5 years proven experience in similar role
• ICAN/ACCA certification will be an added advantage
• Ability to establish and maintain good client relationships, both internally and externally at all levels
• Ability to reconcile complex accounts
• Excellent teamwork, negotiation, organization and communication skills
• Strong analytical skills and excellent attention to detail
• Familiarity with data entry and analysis
• Highly competent in Ms Excel, accounting software and invoice discounting.