Internal Control Officer at Crossover Microfinance Bank

Location: Abeokuta, Ogun

Job Objective

• To monitor internal control and ensure that staff comply with the bank's accounting system and internal control policies.

Responsibilities include

• Carry out all duties that focus on monitoring compliance with the bank's internal control policies in the branches and units.
• Check all books of account to ensure they are free of errors.
• Verify all expenses made in the branch, including price verification and certification of payment voucher.
• Check loan forms and files for adequacy, precedent to disbursement.
• Verify client's business to confirm feasibility precedent to loan disbursement.
• Pay random visit to client site, for account reconciliation.
• Facilitate training of client before disbursement of loan and interview and attends to clients before opening of accounts.
• Ensure all KYC and KYB documents are properly filed before reconciliation.
• Check petty cash book on a daily basis.
• Monitor bank's assets and identify any obsolete or idle assets for efficient disposal as may be required.
• Prepare compliance and control reports as may be appropriate.
• Perform other duties, as may be assigned by the Head, Internal Control.

Education/Qualification

• Bachelor's degree from a recognized academic institution in Accounting, or related field.
• Minimum of Four (4) years relevant experience; working in a Banking or Microfinance bank setting.

Skills & Knowledge:

• Good communication and interpersonal skill
• Ability and aptitude to work with detail, precision, speed, and accuracy.
• Knowledge of personal computers, including Microsoft Excel, Word processing.
• Knowledge of relevant accounting packages
• Knowledge in existing regulatory framework and best practices in internal control and audit.