Jobs at Unilag Microfinance Bank

• The bank seeks an agile and experienced Professional to join our team as Lead, Internal Audit & Control Officer. In this role, you will be responsible for safeguarding our financial integrity, ensuring adherence to regulations, and driving a culture of strong internal controls.

RESPONSIBILITIES:

• Lead the development and execution of a comprehensive internal audit plan, aligned with best practices and regulatory requirements.
• Identify, assess, and report on potential risks and control weaknesses across the organization.
• Make recommendations to management for improving internal controls and mitigating risks.
• Ensure adherence to internal policies, procedures, and regulatory guidelines.
• Maintain effective working relationships with various departments within the bank.
• Prepare and present internal audit reports to Board Audit Committee.

QUALIFICATIONS:

• A minimum of a Bachelor's degree in Accounting, Finance, or a related field.
• A professional qualification in Audit/ Accounting would be an added advantage
• Extensive experience (minimum 3-4years) in internal auditing, preferably within the financial services industry.
• Proven leadership and Team building skills.
• Strong analytical and problem-solving skills.
• Excellent communication, interpersonal, and report writing skills.
• In-depth knowledge of internal control frameworks and best practices.
• Proficiency in MS Office Suite.

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Job Description

• Marketing and sales of bank's products
• Account opening and customer acquisition
• Persuading clients to save
• Managing new and existing deposit clients
• Developing and implementing a business development plan for identified target markets
• Mobilization and retention of deposit
• Operate in compliance with laws and regulations guiding Microfinance institution

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Job Responsibilities:

• Evaluate and process loan applications from SME clients
• Conduct credit assessments and risk analyses
• Manage a portfolio of SME loans, ensuring timely repayments and minimizing defaults
• Provide exceptional customer service and build strong relationships with clients
• Meet sales targets and contribute to team goals
• Stay up-to-date with industry trends and regulatory requirements
• Collaborate with internal stakeholders to ensure seamless service delivery

Job Requirements:

• Minimum of HND/ Bachelor's degree in Marketing, Business, or related field
• Minimum of 2 years proven experience in SME lending or related field
• Strong understanding of credit principles and risk management
• Excellent communication and interpersonal skills
• Ability to work in a fast-paced environment and meet deadlines