Jobs at iRecharge Tech-Innovations Limited

Key Responsibilities

Identify and develop business opportunities aligned with our product offerings and strategic goals

Market Research and Analysis:

• Conduct thorough market research to identify new business opportunities and trends within the banking sector.
• Analyze competitor strategies and market positioning to inform business development strategies.

Client Acquisition and Retention:

• Identify, approach, and acquire new clients to expand the bank\'s customer base.
• Develop and maintain relationships with key clients, stakeholders, and partners.
• Understand clients\' financial goals, preferences, and challenges to provide tailored solutions and products.
• Conduct regular client reviews to assess portfolio performance and recommend more of our products.
•  Address client inquiries and concerns promptly to ensure a high level of client satisfaction.

Sales and Revenue Growth:

• Drive sales initiatives to achieve revenue targets.
• Present banking products and services to potential clients, tailoring pitches to their specific needs.

Strategic Planning:

• Collaborate with the Business Development Manager to develop and implement strategic business plans.
• Identify and assess potential business partners and strategic alliances.

Proposal Development:

• Prepare and present detailed business proposals and presentations to potential clients.
• Negotiate terms and close deals to secure new business.

Product Development Support:

• Work closely with product development teams to provide market feedback and insights.
• Assist in the development of new banking products and services based on client needs and market demands.

Reporting and Documentation:

• Maintain accurate records of sales activities, client interactions, and business development efforts.
• Prepare regular reports on business development activities and progress towards goals.

Others;

• Proactively generate leads through networking, referrals, and existing client relationships.
• Develop and implement strategies to achieve individual and team sales targets, contributing to revenue growth and profitability.
• Stay informed and ensure compliance with all regulatory requirements and internal policies, particularly in relation to value-added services and digital products.

Requirements / Qualifications:

• Education: Bachelor’s degree in Business Administration, Finance, Marketing, or a related field. A Master’s degree or relevant professional certification is a plus.
• Minimum of 3-5 years of experience in business development, sales, relationship management or a related role within the banking or financial services industry.
• Proven track record of meeting or exceeding sales targets and business development goals.
• Strong understanding of banking products, services, and industry trends.
• In-depth knowledge of financial products, investment strategies, and wealth management solutions.
• Excellent communication, negotiation, and interpersonal skills.
• Ability to think strategically and develop long-term business plans.
• Proficiency in Microsoft Office Suite and CRM software.
• In-depth knowledge of the banking industry and financial products.
• Strong analytical and problem-solving skills.
• Ability to work independently and as part of a team.
• High level of integrity and professionalism.
• Willingness to travel as needed.

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Key Responsibilities:

Corporate Communications:

• Develop and implement internal and external communication strategies to promote the organization’s vision, mission, and values.
• Draft and distribute press releases, speeches, and statements, ensuring accuracy and alignment with corporate goals.
• Conduct internal audits of communication processes to ensure clarity, professionalism, and compliance with organizational standards.
• Manage crisis communications and act as the primary point of contact for media relations.
• Maintain relationships with media outlets, stakeholders, and partners to foster positive publicity.

Digital Marketing and Social Media:

• Oversee the digital marketing strategies to increase customer acquisition, engagement, and brand awareness.
• Oversee content creation and management for all social media platforms, ensuring alignmentwith the brand’s voice and goals.
• Monitor and analyze digital campaign performance using analytics tools, and provide actionable insights to improve ROI.
• Ensure that all digital platforms comply with governance policies, including data protection andcybersecurity regulations.

 Branding and Advertising:

• Oversee the development and execution of branding strategies to enhance brand identity and visibility.
• Manage advertising campaigns across traditional and digital media to achieve marketing objectives.
• Ensure all marketing and branding materials meet quality and compliance standards.

Oversight and Scrutiny:

• Implement oversight frameworks for all communication and digital marketing efforts to ensure accuracy, consistency, and compliance.
• Regularly review and evaluate all external communications, digital content, and advertisements to uphold the organization’s reputation.
• Collaborate with cross-functional teams to ensure communications and marketing align with corporate objectives.

Key Performance Indicators (KPIs):

• Media Coverage: Positive media mentions and coverage of organizational initiatives.
• Campaign Performance: Achievement of targeted metrics for digital marketing campaigns (e.g., impressions, click-through rates, conversions).
• Brand Awareness: Increase in brand recognition and positive sentiment among target audiences.

Qualifications and Requirements:

• Bachelor’s degree in Communications, Marketing, Public Relations, or a related field. A Master’sdegree is a plus.
• Minimum of 7 years of experience in corporate communications, digital marketing, or a similar role.
• Proven track record of managing digital marketing campaigns and social media strategies.
• Exceptional writing, editing, and verbal communication skills.
• Strong understanding of branding, advertising, and public relations principles.
• Proficiency in using digital marketing tools and analytics platforms (e.g., Google Analytics, Hootsuite, HubSpot).
• Demonstrated ability to manage multiple projects and meet deadlines under pressure.
• Experience in governance and compliance within communication and marketing.
• Strong leadership and team management skills.
• Familiarity with financial or digital banking sectors is an advantage.

Additional Skills:

• Strategic thinking and problem-solving abilities.
• High attention to detail and commitment to quality.
• Excellent interpersonal and stakeholder management skills.
• Creativity and adaptability in a fast-paced environment.

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Key Responsibilities:

• Monitor and interpret laws, regulations, and guidelines relevant to the banking industry.
• Ensure the organization complies with all applicable internal and external legal requirements.
• Advise management and stakeholders on legal implications and risks.
• Manage regulatory relationships and ensure compliance with licensing requirements.
• Develop and implement compliance policies and procedures.
• Conduct regular audits and assessments to identify compliance gaps and mitigate risks.
• Draft, review, and negotiate legal agreements, including contracts with vendors and clients.
• Ensure legal documents comply with regulatory requirements and protect the organization\'s interests.
• Oversee KYC (Know Your Customer) processes to verify client identities and ensure compliance with AML (Anti-Money Laundering) regulations.
• Implement and maintain effective AML policies and procedures and conduct training sessions on compliance-related topics to promote awareness and understanding.
• Stay updated on developments in laws, regulations, and industry best practices.

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Key Responsibilities

• Develop and implement risk management policies and procedures.
• Conduct stress testing and scenario analysis to evaluate the impact of potential risks.
• Review credit limit requests to include: appropriateness of product type, overall level of credit extension, borrower’s ability to repay, loan package conforms to organizational standards, and affirmation of risk grade.
• Monitor various lending team portfolios or credit risk issues, including but not limited to: exception reporting, past dues, loan agreement compliance, trend analysis, and identification of emerging risks.
• Expected to ensure the efficient delivery of credit risk to promote an excellent customer experience both internally and externally.
• Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track them to ensure adequate and timely closure.
• Responsible for loan recovery, such as negotiating work out plans and strategies for delinquent customers and providing additional support with respect to exposures requiring collection agenciesor legal action.
• Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to senior management and suggest actions/penalties to be taken when appropriate.
• Prepare timely, comprehensive and reliable credit risk reports to senior management and board on a regular basis.
• Perform other duties as assigned.

Requirements / Qualifications

• Education: Bachelor’s degree in Finance, Economics, Business Administration, or a related field. A professional certification such as CIBN is preferred.
• Certification in Risk Management (e.g., FRM, PRM) is preferred.
• Experience: Minimum of 3-5 years of experience in risk management or credit analysis within the banking and technology industry.
• Strong analytical skills and proficiency in risk assessment tools and methodologies.
• Strong knowledge of risk management frameworks and credit risk analysis within the banking and technology industry
• Experience in stress testing and scenario analysis.
• Excellent attention to detail and ability to make sound judgments.
• Proficiency in Microsoft Office Suite and risk management software.
• Perfect understanding of current risk management methodologies
• Excellent understanding of the link between risk and return
• Excellent ability to balance risk management with the strategic objectives of the organization.
• Good ability to detect the pause of the organization risk wide and redefine risk management activities to regulate the business.

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Key Responsibilities;

Operational Management:

• Direct and manage daily operations of the bank, ensuring smooth and efficient functioning across all departments.
• Develop and implement operational policies and procedures to enhance productivity and compliance.

Financial Oversight:

• Monitor financial performance and identify areas for improvement.
• Work closely with finance teams to optimize budgeting, forecasting, and cost management strategies.

Strategic Planning:

• Collaborate with the executive team to developlong-term business strategies and operational plans.
• Drive initiatives to achieve organizational goals and objectives.

Requirements;

• Proven experience as a senior executive in the digital banking / fintech space.
• Demonstrated expertise in collaborating across diverse departments within the banking industry.
• Strong background in managing operational functions within a bank, including knowledge of regulatory requirements.
• Demonstrated success in overseeing complex financial operations, strategic planning, and risk management.
• Track record of driving digital transformation and adopting innovative technologies in banking operations.
• Excellent leadership, communication, and interpersonal skills.
• Advanced degree in business administration, finance, or a related field; MBA preferred.

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Key Responsibilities

Financial Planning and Analysis:

Develop and implement financial planning models to support short-term and long-term strategic goals.
 Prepare budgets, forecasts, and financial reports, and provide insightful analysis to support decision-making.
Monitor financial performance against budgets and provide recommendations for improvements.
Investment and Financing:

• Assist the investor relations team with key financial deliverables and ad-hoc requests.
• Work closely with the leadership team on strategy, roadmap, and targets for the business, and advice on hiring decisions and market opportunities.
• Monitor the monthly financial operations within the company (liquidity, payroll, invoicing, and other transactions)

Financial Reporting:

• Ensure accurate and timely financial reporting, including monthly, quarterly, and annual financial statements.

Requirements / Qualifications:

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field. A professional certification such as CIA, CISA, ACA, CIBN, ACCA and any other relevant professional qualification is preferred.
• Transaction financing in utility space
• Experience in developing and managing investment portfolios with experience in utility and energy
• Minimum of 3-5 years of experience in investment management or financial analysis within the banking industry.
• Strong knowledge of financial markets, investment products, and portfolio management.
• Excellent analytical, decision-making, and communication skills.
• Proficiency in financial analysis software and