Job Vacancies at the Concept Group

Responsibilities

• Conducts detailed portfolio analyses and reports. Analyses report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
• Analyses transactional risk measures including default, correlations, and stress losses to enhance concentration risk views.
• Analyses and monitors the company’s lease portfolio.
• Periodically perform default/principal at risk assessment, measuring the impact of guarantors / collaterals and impact of group loan on risk exposure.
• Monitors compliance to credit and risk policies of the company.
• Prepares reports on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
• Mitigate credit risk exposure related to portfolio management activities.
• Prepare a report on the probability of default using available data.
• Propose evolutions in the policy, process, collaterals, etc. related to the risk identified.
• Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.

Qualifications

• A Bachelor's Degree in Accounting, Finance, or Social Science.
• Minimum of 2 years working in a similar field, with cognitive experience as analytics officer.

Requirements:

• Cognitive abilities in quantitative measurement of data
• Research and analysis skills
• Comfortable with word processing, spreadsheets, and financial enterprise resource software usage.
• Beginner / Intermediate skills in Microsoft Office suites
• Ability to present and communicate analysis and recommendations
• Ability to measure financial data to evaluate financial performance and position.

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Responsibilities

• Assessing data from a variety of sources to uncover insights into pricing strategies and market trends.
• Setting effective pricing for products to drive product adoption and profitability.
• Analyzing and translating pricing data into actionable profit-enhancing strategies for products and the business at large.
• Applying statistical modeling methods to determine the potential impact of pricing strategies on profitability
• Monitoring business liquidity to ensure pricing strategies delivers optimal liquidity for the business
• Developing dynamic pricing tools to effectively respond to changing market needs and trends.
• Create and provide visibility around existing pricing strategies, including identifying key performance indicators and dashboard views to convey to senior leadership.
• Utilize profit and loss information to facilitate informed decision-making around what leads, channels, and segments of our business to help drive via pricing strategy.
• Preparing and presenting pricing analysis findings to the product team and organization leadership
• Address issues and concerns raised by team members relating to product pricing.

Requirements

• B.Sc Degree in Economics, Business Management, or other Management Science courses.
• Candidates should possess a Bachelor's Degree with at least 5 years of work experience
• Professional qualifications like ACCA, ICAN, CFA would be an added advantage

Skills / Competencies:

• In-depth knowledge of statistical methods and data analysis.
• Extensive experience in analyzing pricing strategies and forecasting revenue and market share.
• Experience in collaborating on pricing strategies with sales and marketing departments.
• Ability to keep abreast of industry trends and develop dynamic pricing tools.
• Advanced ability to present pricing analysis reports to relevant stakeholders.
• Excellent analytical, decision-making, and problem-solving skills.
• Attention to accuracy and detail required.
• Competence to analyze financial and non-financial data.

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Job Summary

• This role will strategize, formulate and communicate risk policies and processes for the group.
• The Credit Risk Strategist will provide hands-on development of risk models involving market and credit risks, assure controls are operating effectively, and provide research and analytical support for the smooth operation of the department.

Duties and Responsibilities

• Work directly with top management, to evaluate their business models and financial statements and proffer necessary measures to mitigate risk.
• Performing risk assessments: Analyzing current risks and identifying potential risks that are affecting the company.
• Performing a risk evaluation: Evaluating the company’s previous handling of risks, and comparing potential risks with criteria set out by the company such as costs and legal requirements.
• Provide tailored credit risk recommendations that mitigate RFS’s exposure while facilitating partner company growth
• Help manage the portfolio by developing a deep understanding of risk across industries, geographies, and operating models.
• Preparing risk management and insurance budgets.
• Explaining the external risk posed by corporate governance to stakeholders.
• Creating business continuity plans to limit risks.

Requirements

• Bachelor's Degree in Economics, Accounting, Statistics, Finance, or a relative field.
• 8+ years of relevant experience with knowledge of commercial credit underwriting and risk strategies.
• Excellent written, verbal, and analytical skills.
• The ability to comfortably interact with the CFOs and CEOs of our top merchants.
• Experience with and in the use of IFRS9.
• Professional certifications and memberships.

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Job Description

• We are looking to hire a Product Manager. The ideal candidate will conduct Market Research in relation to products and products performance.
• You will work with the Research and Development teams to deliver innovative and optimal Information Technology solutions (products and services) to meet market needs.

Roles / Responsibilities

• Carry out market research to identify opportunities for developing new products or making changes to existing products.
• Outline, analyze, and document detailed functional requirements for product and all business requirements in relation to product development and design to ensure compliance with expected standards.
• Coordinate relationships between commercial and technical teams to proper understanding and interpretation of business requirements.
• Monitor and support the design, development, and deployment of the new/upgraded product to ensure that it continues to meet the expected specifications.
• Manage go-to-market plans and all processes necessary for successful product launch.
• Following a product launch, s/he monitors its performance. Based on findings, s / he may recommend modifications to the product/market strategy.
• Collect and analyze product data to detect trends and provide necessary information and recommendations.
• Update, implement and communicate changes to documented product requirements and processes as necessary.
• Assess products stand in the market in comparison to competitors as well as customer reception and behavior.
• Support product marketing and sales through the development of various technical marketing resources such as application notes, FAQs, product notes, user guides, presentations, demos, manuals, training guides, etc.
• Support Marketing & Sales teams with research on effective sales & marketing channels that will improve the products’ return on investment.

Requirements

• Bachelor's Degree in Computer Science, Engineering, Economics, Statistics, Business Administration, or other relevant fields.
• Minimum of four (4) years of quality experience in a similar role.
• Strong interest in/knowledge of Information Technology and the development/deployment of profitable Information Technology solutions.
• Excellent organizational, analytical, and problem-solving skills.
• Project Management expertise with a high level of attention to detail.
• Ability to manage relationships across diverse groups of people.
• Result-oriented.
• Top-notch strategy, presentation, and communication skills
• Self-starter with the drive for continuous improvement and achievement.

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Job Description

• We are looking to hire a Senior Full-stack Engineer with experience working in a tech and financial service firm, someone who is comfortable with both front and back end programming and can hit the ground running immediately.

Responsibilities

• Work with a wide range of systems, processes, and technologies to own and solve problems from end to end.
• Uphold high engineering standards and bring consistency to the many codebases, processes, and documentation you will encounter.
• Design, build and maintain APIs, services, and systems across our engineering team.
• Work multi-functionally with other teams to set and achieve company-wide engineering goals
• Build new and maintain existing features for internal and external users.
• Mentor Software Developers to allow for skill and knowledge development through advice, coaching, and training opportunities.
• Work with engineers across the company to build new features at a large scale.

Requirements

• Degree in Computer Science, Engineering, or other related fields
• Must have experience working in a tech and financial service firm.
• Minimum of 6 years of working experience as a Software engineer full-stack and be experienced and highly proficient in PHP, Node JS, React JS, Vue.JS MySQL, Mongo DB, Html, Css, and JavaScript. Knowledge of other programming languages could be an added advantage.
• Must have the ability to thrive in a collaborative environment involving different stakeholders and subject matter experts.
• Have the knowledge & skills on systems and services and writing high-quality code.
• Expertise in writing understandable, testable code with an eye towards maintainability and scale.

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Responsibilities
Overall Strategic Leadership:

• Set the firm’s technical vision, develop and implement strategies to achieve business objectives
• Ensure that the firm’s technology and systems evolve at a pace that continues to exceed client and business expectations
• Lead the strategy for application delivery, technology platforms, partnerships, and external relationships
• Foster an agile and continuous improvement culture within the firm
• Demonstrate fidelity to the organization’s culture in words and deeds.

Strategic Management:

• Develop technical policies, processes, and procedures to achieve operational needs, and ensure adherence
• Oversee and scale the firm's technology in terms of people, systems, and processes
• Make decisions that impact the current and future operations of the company.

People and Operations Management:

• Manage, mentor, and provide sound technical leadership to a high performing, world-class and collaborative engineering team
• Lead the engineering team in the design, development, deployment, and maintenance of high-quality products/features and business tools.
• Work with cross-functional teams to understand and translate the business needs to sought after products by our clients
• Define the product road map in collaboration with the product management team
• Create and maintain excellent documentation of all specifications, systems, and procedures Automate operational delivery and management processes from build/test/deploy to monitoring, alerting and capacity management
• Ensure all technological practices comply with regulatory standards.

Requirements

• Bachelor's Degree in Computer Science or related fields
• At least 10 years working in a technological role
• At least 4 years of managerial experience leading diverse teams of engineers
• Experience building financial products is a plus
• Strong working knowledge of PHP, Python, Nodejs, React, JavaScript
• Demonstrated experience in using SQL, MySQL,
• Demonstrated experience with CI/CD deployment process
• Experience in server management, vulnerability assessment, security, etc.

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Job Summary

• The Learning and Development Lead, in line with the Human Resources Department strategy, is in charge of developing all soft skill training - including career development activities -, identifying skill gaps by performing training needs analysis and creating training intervention programs to fill these.
• He/she will be required to be strategic rather than reactive, assessing the skills and knowledge within the organization and determining what training is needed to grow and retain these skills.

Duties & Responsibilities

• Plan, develop, and provide training and staff development programs, using knowledge of the effectiveness of methods such as classroom training, demonstrations, on-the-job training, meetings, conferences, and workshops.
• Coordinate implementation of learning and development plans against agreed timelines, budget, and reporting against agreed performance measures.
• Propose and review the unit’s policies and processes and provide recommendations for continuous improvement.
• Lead, manage and ensure high performance within the L&D team in line with management principles.
• Plan, manage and be accountable for the learning and development unit’s budget
• Manage the implementation of the L&D unit plans and strategies by maximizing internal resources and contracting with external partners when required.
• Perform training needs analysis in conjunction with line managers, identify skill gaps and create training interventions programs
• Develop and organize training manuals, multimedia visual aids, and other educational materials.

Qualifications

• A Degree in Human Resource Management, Industrial Relations, Business Administration, or a related field.
• A minimum of 5 years experience in Human resources
• Minimum of 2 years experience in Learning and Development, Organizational Development,
• Professional Certification/membership will be an added advantage
• Good understanding of industry laws and regulations
• A drive to reach service goals
• Excellent organizational and leadership skills.