Job Vacancies at IBILE Microfinance Bank

Location: Ikeja, Lagos

Job Objective:

To ensure that all staff, particularly operations staff diligently comply with the operational risk guidelines, policies and procedures to mitigate the bank’s risk exposure.  This is largely achieved as they coordinate the activities of the regional monitoring teams

Job Description

• Evaluate customers' loan applications in line with the bank's credit policy.
• Identify critical risks in credit request and provide advise on how requests can be restructured in line with the bank’s risk appetite.
• Has relevant experience in analyzing consumer and SME loans.
• Organization of credit committee.
• Portfolio management & reporting.
• Create innovative credit evaluation processes and systems.
• Evaluate clients for credit worthiness based our internal risk models & their application information.
• Weed out fraudulent applications, and unreliable applicants.
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
• Continuously ensure alignment/compliance to the credit risk management framework.
• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.

Qualification

• A first degree in Economics, Finance or any other discipline
• Minimum of 4years microfinance bank experience
• Good knowledge of accounting and relevant lending ratios.
• Analytical skills
• Good communications
• Good reporting skills

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Location: Epe

Job Objective:

To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.

Job Description

• Win new customers and retain existing customers
• Ensure optimal team work
• Ensure deposit liability mobilization
• Supervise call plan and call memo
• Ensure team representation in the market
• Motivation and mentoring of team members
• Aggressively market and sell the Bank’s products
• Reactivate inactive and dormant accounts
• Profit maximization through quality Risk Assets creation
• Develop and implement a marketing strategy meeting set revenue targets

Qualification

• •     HND or B.Sc in Marketing or any discipline.
• Minimum of 5 years and more relevant work experience in as a Relationship Manager/SME Team Lead in a Microfinance Bank Setting.

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Location: Ikorodu, Kosofe & Agbara

Job Objective:

To market IBILE MFB’s products with the objective of meeting financial targets while ensuring that customers’ needs are met.

Job Description

• To aggressively market and sell the Bank’s products
• Win new customers for the Bank
• Ensure the retention of existing customers
• Ensure the creation of Risk Assets for the Bank
• Deposit liability mobilization
• Drive the reactivation of inactive and dormant accounts
• Ensure the Bank’s projection and visibility amongst new and existing customers
• Facilitate and ensure set targets are met in line with marketing strategy
• Updates job knowledge by participating in educational activities
• Perform other tasks as assigned by Team Lead

Qualification

• HND or B.Sc in Marketing or related discipline.
• Minimum of 3 years and more relevant work experience in as a Relationship Officer/SME Officer in a Microfinance Bank Setting.