Job Vacancies at Ave Maria Multipurpose Investment Limited (AMMIL)

Locations: (Oyo Town, Iwere Ile, Saki, Igbeti and Kishi) Oyo

Job Description

• Facilitate lending for clients by accessing creditworthiness & process relevant paperwork
• Prepare loan applications
• Evaluate clients financial information
• Calculate risk ratios
• Gather information of the clients and address verification
• Analyze, verify applicants financial information and determine loan needs
• Explain different loan options available to the applicants
• Ensure loan term comply the organizational regulation and policy
• Loan monitoring
• Good customer relation
• Act as liaison between the institution and the applicant
• Book loan at the best interest of both the Organization and the clients
• Account Opening
• Investment Mobilisation
• carry out regular post disbursement visit on the clients
• Ensure zero default TOLERANCE
• Target Driven.

Qualifications and Requirements

• A minimum of OND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in a related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, PowerPoint and etc is mandatory.

Benefits / Packages
We offer a competitive remuneration package and opportunity for career and personal development.

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Location: (Saki West Local Government) Oyo

Job Description

• Post all the transactions of the customers with error free.
• Ensure that the customer sign all withdrawal tickets before handing over cash.
• Reasonable care must always be exercised before any payment is made.
• Stating in details the currency denomination paid in each currency column on the payment slips.
• Ensure that account number is clearly stated on all tickets
• Date, name and signature were affixed at appropriate places
• Currency must properly checked to detect counterfeit notes
• Ensure that at no time should you compromise your integrity
• Do stamping of all vouchers with necessary stamps
• Ensure proper recording of all transactions in cash ledger.
• Managing treasury with dual control Officer.
• Other responsibilities as deem fit by the management may be assigned to you.

Qualifications and Requirements

• A minimum of OND in Accounting or related discipline.
• Candidate should possess good customer relationship.
• Proficiency in the use of Microsoft Packages especially Excel, Word and etc is mandatory.

Work Experience:

• He/ She must have cognate experience in Microfinance Banking Sub-Sector.

Benefit / Packages
We offer competitive remuneration package and opportunity for career and personal development.

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Duties & Responsibilities

• Follow up with customers for all outstanding payments and identify problematic accounts. Ensures Non-Performing Loans are followed up and monitored diligently.
• Responsible for communicating with delinquent borrowers, establish and developing effective payment plans with the delinquent borrowers..
• Making collection efforts on past due accounts vide site visit, email or phone in order to achieve prompt payment.
• Advice borrowers of their legal liabilities under existing contract law (including the interpretation of their liability under the loan agreement).
• Perform daily operational or admin duties of department including daily reports and processing of accounts.
• Compile statistics and reports related to Credit Admin for management review.
• Liaise with lawyers to issue Notice of Demand and Notice to Recall
• Follow up with lawyers on litigation cases until the cases are closed.
• Submit the litigation cases to the judge
• Attend Court to meet with the Judges whenever required.
• All other matters ancillary to the above and to perform any other related duties that Management may require from time to time.

Requirements & Qualifications

• Degree in Banking / Finance / Accounting or Economics are preferred.
• Minimum 2 years experience in loan recovery role.
• Good communication skill.
• Familiarity with bank deposits/loans products.

Benefit / Packages
We offer competitive remuneration package and opportunity for career and personal development.

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Location: (Olorunsogo Local Gov’t Area Igbeti) Oyo

Job Description

• Recommend or reject loan request based on credibility and potential revenue and losses.
• Ensure KYC is properly done.
• Controlling bad debt exposure through direct management of credit terms.
• Monitoring of all loan collections of your team members.
• Accountable for the entire credit granting process of your team members.
• Assessment of credit worthiness of potential customer and with the goal of optimizing the mix of loans and bad debt losses.
• Maintaining a structure sufficient to meet all goals and objective of the Organization.
• Properly motivate the credit and collection team members.
• Inspection of the loan files as submitted by the credit officer
• Review loan/credit portfolio, collection portfolio and working on delinquent clients to resolve non-performing loans.
• Following up on clients payment and post disbursement visit.
• Report daily progress to the head of credit and marketing.
• Ensure zero default TOLERANCE
• Target Driven.

Qualifications and Requirements

• A minimum of B.Sc / HND in Marketing, Business Administration or related discipline.
• Candidate should possess good marketing, customer service & interpersonal relation skills.
• Candidate should have 1-3 years of experience in related role.
• Proficiency in the use of Microsoft Packages especially Excel, Word, Power Point and etc is mandatory.

Benefit / Packages
We offer competitive remuneration package and opportunity for career and personal development.