Fresh Jobs at Opticom Finance Limited

Responsibilities

• Develop the risk management frame'M)rk and related policies including the credit policy.
• Manage all cross-enterprise risks including credit, market, and operational risks.
• Manage credit concentration risks by recommending concentration limits at obligor and sector levels (where appropriate), and enforcing the limits.
• Establish a mechanism for reporting excess/exceptions above approved limits.
• Develop product papers and recommend risk acceptance criteria for different products and customer segments.
• Ensure the timely review and analysis Of credit requests from individuals and corporates.
• Review credit memos and make recommendations to the approving authorities as appropriate.
• Review and approve loan disbursement schedules.
• Review offer letters and loa n/lease agreements.
• Ensure loan accounts are properly booked on the company's Core Banking System.
• Ensure credit files are complete and properly maintained in the file room.
• Monitor the credit portfolio, provide periodic reports on past due obligations, and esca late deviations and covenant breaches to Executive Management as required.
• Ensure all cross-enterprise risks are properly mitigated and controlled.
• Perform any other duty as directed by the Managing Director.

Requirements

• Minimum of BSc. or HND degree in Accounting or any related discipline.
• MBA or M.Sc. in Accounting or any Finance related field would be an added advantage
• Minimum of 10 years post-qualification experience.
• Excellent written and oral communication skills. proven working experience as a Risk Management professional.
• Technology sawy, and high level of proficiency in MS. Office (particularly MS. Excel)

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​​​​​​​Responsibilities

• Maintain and update WordPress websites
• Install and configure computer hardware operating systems and applications
• Monitor and maintain computer systems and networks
• Communicate with staff and clients, either face-to-face or on the telephone, to help set up systems or resolve issues
• Troubleshoot system and network problems; diagnose and resolve hardware or software faults
• Install and configure servers to meet organizational requirements.
• Provide first-level support to other branches or remote locations
• Manage and maintain Active Directory services.
• Oversee and uphold database operations.
• Utilize cloud services, particularly AWS, for infrastructure and data management.
• Create and edit graphic designs for various purposes
• Administer and maintain printers, including installation, configuration, and troubleshooting
• Replace hardware parts as required
• Test and evaluate new technology
• Provide support during the roll-out of new applications
• Set up new users' accounts and profiles, and resolve log-in issues
• Respond within agreed time limits to call-outs

Requirements

• Minimum of BSc. or HND degree in Computer Science
• Minimum of 2-4 years post qualification experience
• Excellent written and oral communication skills
• Proficiency in Graphics and design software
• Technology savvy, and high level of proficiency in MS. Office (particularly MS. Excel)

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​​​​​​​Responsibilities

• Distribute the Company's marketing/promotional materials (e.g. flyers, digital marketing posts, etc.) to existing and prospective customers.
• Participate in other marketing/promotional initiatives established by the
• Company (e.g. road shows, market storms, customer forums, etc.).
• Identify customers that meet the company's risk acceptance criteria.
• Identify and assess the needs of existing and prospective customers.
• Reach out to prospective customers through cold calls.
• Sell the company's products and services to prospective customers.
• Cross-sell new products and services to existing customers.
• Maintain business relationships with existing and potential customers.
• Follow-up with other employees of the Company to ensure customer transactions are timely processed, and any challenges or customer complaints are timely resolved.
• Provide support and assistance in tracing and/or following up with acquired customers to remedy delinquent accounts.
• Achieve the agreed sales targets and outcomes within schedule.
• Track sales performance, and provide status reports on prospects, commitments, and executed transactions.
• Provide reports on customer needs, problems, interests, competitive activities, and potential for new products and services.

Requirements

• Minimum of BSc. or HND degree in any discipline from a recognized institution, for Marketing Officers.
• Minimum of 5 years of working experience.
• Sales & Marketing experience in the Financial Services Industry is mandatory.
• Excellent written and oral communication skills.