Fresh Jobs at Alert Microfinance Bank

Overview

• Head of Fintech at Alert Microfinance Bank is a critical role and the ideal candidate will be responsible to lead a team of tech savvy experts, drive and execute the bank digital transformation projects.

Job Description
Digital Transformation Process:

• Drive and execute the bank digital transformation projects.
• Effective and efficient electronic card management for web and mobile payment channels.
• Management of excellent service delivery across the network.
• Development and implementation of operations digitalization
• Foster a lasting and seamless relationship with electronic service providers: NIBSS, Interswitch, etc
• Identify friction points for Fintech and market sales teams in prospecting, pitching, onboarding and growing new business. Set standards for the client experience and work with Client Services, Risk, Operations, Sales and Finance to ensure they are met.
• Lead the development of frameworks and content centrally that can be repeatedly used by market sales teams (Risk management, category prioritization and sales collaterals):
• Work with the Risk team to manage the risk of the portfolio to ensure the integrity of the ecosystem while balancing client needs for speed.

Leadership, Planning & Communication:

• Develop strategic and operational plans for Fintech business, leading thought leadership on the value of Fintech to the broader business
• Lead a team of specialists on transactional banking offerings.
• Coordinate the electronics banking business of the company
• Work with the management team to structure their Cluster Fintech sales teams.
• Report and interact with senior management to indicate the status of Fintech deal progress. Bringing a commercial lens to the performance of Fintech in the organization

Requirements

• Min of B.Sc or HND in related role.
• Minimum 5 years of Cognate experience as Head of FINTECH is a MUST.
• Extensive experience in the payments / fintech / banking / telecoms or related technology industry with experience of operating in a Microfinance Bank System
• Strong communication, interpersonal and analytical skills
• Demonstrates ability to identify problems

Skills:

• Software Development. It may seem a somewhat generic point when you compare software development to other more niche skills that are in demand.
• Proficient in Digital Transformation.
• Cybersecurity and blockchain proficiency
• Developments and the drive for Automation.
• Soft skills.

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Location: Island, Lagos

Overview

• Loan officers at Alert Microfinance Bank are responsible for collections of due payments from delinquent customers, recover fully provisioned or written-off credit and rehabilitate other impaired credit.

Job Description

• Devise customized recovery strategy on a case by case basis, reducing the non-performing loans owed by customers
• Minimizing customer response times by issuing reminder notices and customer statements and monitoring collection of debts in a timely manner
• Negotiating with clients on arrangements regarding payments and making recommendations to management to ensure departmental guidelines in relation to installment agreements and the processing of monies received are adhered to
• Contribute to the achievement of team and organizational objectives
• Visit delinquent customers for recovery of loans, agree debt recovery plans and follow up as appropriate
• Reviewing documentation (all aspects of contract) to assess liability, identify contract issues and judge recoverability
• Establish repayment schedules, monitoring repayment of debts, and adherence by debtors to installment schedules.

Key Requirements

• A minimum of BSc/HND in Accounting, Banking & Finance, Economics, Statistics and other related field
• Minimum of 3/5 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience
• Good knowledge of Lagos Island and Mainland
• Ability to recover loans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default

Skills:

• Enthusiastic and highly focus
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal oriented.

Salary
Very Attractive.