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  • Posted: May 7, 2026
    Deadline: Not specified
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  • We are a social business committed to energy access and digital access in Africa. We make accessible to all innovative products that meet the needs of local populations to change their life. Baobab+ is available in Senegal, Mali, Madagascar and Ivory Coast. Baobab+ is part of Baobab Group, a digital finance group specializing in financial inclusion i...
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    Treasury Officer (TO)

    Job Summary

    • Working under the Treasury Manager and is responsible for supporting the bank’s liquidity management, funding activities, investment decisions, and financial risk control.
    • The role ensures optimal cash utilization, regulatory compliance, and efficient execution of treasury operations and its internal controls in line with the bank’s strategic objectives.

    Main Duties and Responsibilities

    • Preparation of Treasury Journals for posting before 20th of the month and 1st for EOM key activities.
    • Monitor cash balances across head office and branches to prevent idle funds or shortages.
    • Manage vault cash, settlement accounts, and correspondent bank balances to ensure funds are properly utilized and surplus funds invested with approved counterparties or in Nigerian Treasury Bills.
    • Prepare and track daily liquidity reports for management review.
    • Develop short- and medium-term cash flow forecasts incorporating: Loandisbursement, Loan repayment inflows and Deposit withdrawal patterns
    • Identify liquidity gaps early and recommend corrective actions.
    • Monitor cost of funds, track yields, and ensure prompt rollover of maturinginvestments.
    • Perform daily and monthly bank reconciliations for all bank accounts
    • Investigate and resolve reconciling items (e.g., outstanding lodgments, unpresentedcheques, bank charges etc.)
    • Monitor and clear long-outstanding reconciliation items
    • Prepare and submit reconciliation reports for review and approval
    • Process local and international fund transfers (RTGS, NEFT, SWIFT, etc.)
    • Ensure all transfer requests are properly authorized
    • Maintain accurate records of all fund movement transactions
    • Monitor bank accounts to ensure adequate funding before transfers
    • Management of the Deposit Concentration Risk and Report.
    • Conduct basic ALM analysis: Maturity mismatch analysis
    • Support in preparing monthly ALCO report.
    • Execute and confirm all treasury transactions (placements, investments, funding).
    • Ensure proper documentation and audit trails for all transactions
    • Ensure compliance with all regulatory ratios
    • Support CBN examinations, external and internal audits exercise.
    • Maintain active relationships with internal and external stakeholders
    • Assist in preparing all Treasury reports
    • Monitor any foreign currency exposures and ensure compliance with CBN FXguidelines.
    • Monthly proof of all Treasury Assets and Liabilities General Ledgers.

    Qualifications

    • BSC or HND in Finance, Accounting, Economics, or related field
    • 2–5 years’ experience in treasury or banking (preferably MFB or other financialservices)
    • Professional certifications (ACA, ACCA) are advantageous
    • Strong understanding of Nigerian financial system and CBN regulations
    • Excellent communication and interpersonal skills, with the ability to effectivelycollaborate with cross-functional teams and stakeholders.
    • Strong analytical and problem-solving skills, with the ability to promptlyidentify and address project risks and issues.

    Required Skills:

    • Knowledgeable: Practical understanding of microfinance liquidity dynamics
    • Behavioral Skill: Strong integrity and compliance orientation
    • Analytical Thinking: Strong analytical and problem-solving skills, with goodjudgment and ability to identify and address issues proactively.
    • Adaptability: Ability to thrive in a fast-paced, dynamic environment, operate in a leanteam (hands-on execution) and manage multiple projects simultaneously.
    • Attention to Detail: Meticulous attention to detail, ensuring accuracy and quality inall project deliverables.
    • Negotiation Skills: Strong negotiation and conflict resolution skills, able to resolvedisputes and drive consensus among stakeholders.

    Technical Competence:

    • He/she must be trained and proficient in the use of all basic and several advancedMicrosoft Office applications, Banking and Accounting software including:
    • Microsoft Advance Excel, Word, PowerPoint, and Access.
    • Globus Temenos T24 Banking Application
    • Sage Pastel and Sage X3 Accounting Package
    • Financial analysis and modeling tools
    • In-depth knowledge of IFRS and FRCN Rules/

    Check how your CV aligns with this job

    Method of Application

    Interested and qualified? Go to Baobabplus on docs.google.com to apply

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