ADDOSSER MICRO FINANCE BANK limited was conceived to provide Banking Services to small and medium scale entrepreneurs that have little or no assistance from the conventional banks.
The targeted customers include the petty traders, small shop owners, trade associations, artisans, taxi drivers, market men & women, low level civil servants, tailors, barb...
Read more about this company
The Trainee Loan Officer is an entry-level position with the responsibility to generate new businesses and deepen customers’ experience in our Retail & Micro-Enterprises group.
Selected candidates will undergo an intensive, structured and competency-building program comprising both classroom and on-the-job training to equip them for top-level performance.
Responsibilities
Sell loan and deposit products to new customers by direct prospecting
Actively cross-sell products to existing and new customers.
Ensure loan requests are packaged in line with the credit policy & procedures of the bank
Advise clients on suitable financial services /products for their needs
Serve as a point of contact for customers on all service inquiries.
Build and maintain productive business relationships with clients
Monitor the loan portfolio and follow up on repayment.
Stay up-to-date with Clients' needs and Industry trends.
Qualifications
HND /Bachelor's Degree in any discipline with a minimum of Lower Credit/Second Class Lower and must have concluded NYSC.
Applicants must not be more than 30 years old
Strong Interpersonal, communication, and negotiation skills
Analytical and problem-solving skills
Confident, ambitious, and a competitive attitude
Excellent Communication Skills
Intermediate proficiency level in Microsoft Office(MS Word,Excel & PowerPoint)
Strong time-management and effective organizational skills with the ability to work under pressure and achieve work deadliness in an environment of competing priorities.