Trainee Loan Officer at Addosser Microfinance Bank

Job Description

• The Trainee Loan Officer is an entry-level position with the responsibility to generate new businesses and deepen customers’ experience in our Retail & Micro-Enterprises group.
• Selected candidates will undergo an intensive, structured and competency-building program comprising both classroom and on-the-job training to equip them for top-level performance.

Responsibilities

• Sell loan and deposit products to new customers by direct prospecting
• Actively cross-sell products to existing and new customers.
• Ensure loan requests are packaged in line with the credit policy & procedures of the bank
• Advise clients on suitable financial services /products for their needs
• Serve as a point of contact for customers on all service inquiries.
• Build and maintain productive business relationships with clients
• Monitor the loan portfolio and follow up on repayment.
• Stay up-to-date with Clients' needs and Industry trends.

Qualifications

• HND /Bachelor's Degree in any discipline with a minimum of Lower Credit/Second Class Lower and must have concluded NYSC.
• Applicants must not be more than 30 years old
• Strong Interpersonal, communication, and negotiation skills
• Analytical and problem-solving skills
• Confident, ambitious, and a competitive attitude
• Excellent Communication Skills
• Intermediate proficiency level in Microsoft Office(MS Word,Excel & PowerPoint)
• Strong time-management and effective organizational skills with the ability to work under pressure and achieve work deadliness in an environment of competing priorities.
• Candidate must reside in Lagos.