Trainee Loan Officer at AB Microfinance Bank

Ref Code: TLO/C/SE/DEC2021

Main Tasks and Responsibilities

• Creating and Managing owned Loan portfolio.
• Conducting direct promotion and/or other marketing activities on regular basis.
• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
• Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
• Arranging the disbursement in collaboration with Back Office and client.
• Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
• Ensuring high quality standards of the bank’s credit portfolio.
• Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Profile

• Minimum educational qualification of B.Sc / HND.
• Basic knowledge of Financial mathematics & Accounting.
• Basic computer skills and mobile Application.
• Detailed and target oriented.
• Good team spirit.
• Self-motivated and industrious individuals who like to work outdoor.
• Excellent analytical skills.
• Ability to disburse small and medium sized loans to Micro Business.