Trainee Loan Officer at AB Microfinance Bank

Ref. Code: TLO/C/JAN/2021
Locations: Onitsha, Nnewi - Anambra & Aba - Abia
Employment Type: Full-time

Main Tasks and Responsibilities

• Creating and Managing owned Loan portfolio
• Conducting direct promotion and/or other marketing activities on regular basis
• Screening prospect.s eligibility, opening loan applications and arranging appointments with clients
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank.s credit procedures
• Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
• Arranging the disbursement in collaboration with Back Office and client
• Ensuring punctual repayments by monitoring loans with the bank.s software (myMBS) contacting and visiting all parties base on needs
• Ensuring high quality standards of the bank.s credit portfolio
• Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN.s goals.

Profile

• Minimum educational qualification of B.Sc./HND
• Basic knowledge of Financial mathematics & Accounting
• Basic computer skills and mobile Application
• Detailed and target oriented
• Good team spirit
• Self-motivated and industrious individuals who like to work outdoor
• Excellent analytical skills
• Ability to disburse small and medium sized loans to MICRO BUSINESSES