Technical Underwriter at Creditstar Microinsurance Company Limited

Key Responsibilities:

• Risk Assessment: Evaluate and assess the risk profile of potential clients, policies, and products, using data and statistical analysis to inform underwriting decisions.
• Underwriting Guidelines: Develop, implement, and maintain underwriting guidelines, procedures, and standards for microinsurance products.
• Policy Development: Collaborate with the product development team to design and develop new microinsurance products and features.
• Premium Rating: Determine premium rates for microinsurance products, based on risk assessment and actuarial analysis.
• Claims Review: Review and assess claims, ensuring that they are valid and meet policy terms and conditions.
• Data Analysis: Analyze data and statistics to identify trends, patterns, and areas for improvement in underwriting and risk management.
• Regulatory Compliance: Ensure that underwriting practices and procedures comply with relevant regulations and industry standards.
• Training and Development: Provide training and support to underwriting staff, agents, and brokers on microinsurance products and underwriting guidelines.

Requirements:

• Bachelor's degree in Actuarial Science, Insurance, or a related field
• Professional certification (e.g., ACIIN)
• Strong analytical and problem-solving skills
• Excellent communication and interpersonal skills
• Ability to work in a fast-paced environment and meet deadlines
• Proficiency in Microsoft Office and underwriting software