Team Lead, Commercial Banking at Optimus Bank

Responsibilities Include:

• Identifying business opportunities and providing financial solutions
• Provide overall leadership and continually enhance team performance in various to achieve quality customer service delivery.
• Drive business growth and achieve set revenue, quality risks assets and deposit mobilization targets through effective relationship management.
• Identifying Clients needs and matching bank products and services to such needs
• Mobilize revenue for the team and ensure customer satisfaction and drive business development for the group.
• Coordinate execution of the sales plan by customer segment and product for the team
• Developing new relationships and managing existing ones within the assigned sector
• Monitor team sales pipeline deals and identify additional methods of improving performance.
• Manage team’s sales KPIs, respective tasks, responsibilities and target allocations.
• Collaborating with cross-functional teams to ensure client satisfaction 
• Credit writing and following up on credit disbursement and monitoring
• Conduct credit appraisals and ascertain validity of submitted credit-request documents and ensure that customer meets credit requirements
• Develop a broad understanding of the assigned sector and achieve Specified Targets as specified by the Group Head.
• Conduct debt Recovery activities
• Study and analyse trends in the assigned sector to present new ideas to clients.

Requirements

• Bachelor's degree in Business, Finance, or related field
• Proven experience in commercial banking
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• In-depth knowledge of banking products and services
• Minimum of 5+ years of experience in a similar role
• Confidence and proficiency in commercial banking operations
• Proven track record of successful client relationship management
• Strong analytical and problem-solving skills