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  • Posted: Jan 6, 2025
    Deadline: Jan 31, 2025
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    BOCTRUST MICROFINANCE BANK is a financial institution licensed by Central Bank of Nigeria to give social and economic Support to the lower middle class, working class and the economically active poor
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    SME Credit Analyst

    Job Description

    • Conduct thorough credit risk assessments of SME loan applications, including financial statement analysis, industry research, and market analysis.
    • Prepare comprehensive credit reports and risk assessments, documenting all findings and recommendations.
    • Monitor existing SME loan portfolios, identifying potential risks and proactively mitigating them.
    • Conduct site visits to borrower premises to verify information and assess business operations.
    • Maintain accurate and up-to-date client records within the credit management system.
    • Contribute to the development and improvement of credit risk policies and procedures.
    • Stay abreast of industry trends and regulatory changes related to SME lending.

    Job Requirement

    • Proficient use of Bankone App.
    • Strong analytical and problem-solving skills with the ability to analyze complex financial information.
    • Excellent written and verbal communication skills.
    • Proficiency in MS Office Suite (Word, Excel, PowerPoint).
    • Strong attention to detail and accuracy.
    • Ability to work independently and as part of a team.
    • Experience with credit scoring models and risk management software.
    • Knowledge of local regulations and best practices related to SME lending.
    • Experience working with microfinance bank.

    Method of Application

    Interested and qualified candidates should forward their CV to: Hr@boctrustmfb.com using the position as subject of email.

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