Senior Credit Analyst at Fadac Resources

Job Summary

• They have regional hubs in Mauritius, South Africa, Kenya, Nigeria and Senegal.
• Their ratings portfolio expands to over 500 entities, in more than 25 countries, and across multiple business sectors.
• They are currently recruiting an experienced Nigeria-based CREDIT ANALYST who will be working within their analytical team.
• This team focuses on all insurers, corporates, banks and non-bank financial institutions across the African continent.
• Seeking a motivated, ambitious individual to provide insightful credit analysis and research, ensure rating accuracy, and engage with the investor community.
• This challenging opportunity will provide the combination of flexibility, responsibility, and discretion in managing your own portfolio of rated entities, with extensive access and exposure to senior management, issuers, and investors.

Job Responsibilities
Insightful and Rigorous Analysis:

• Write in-depth, high quality and focused research on credit trends, including thought-leading reports on insurance, corporates, banks and banking trends.
• Become a recognized authority on your portfolio of rated entities and developments in the sector.

Ratings Accuracy:

• Perform in-depth fundamental credit analysis on a portfolio of Nigeria financial institutions/insurance companies and corporates. Present your analysis at committees.
• Develop detailed understanding of, and ability to apply, relevant methodologies.
• Monitor developments and ensure ratings are accurate and forward-looking.

Effective Communication with Financial Markets and Issuers:

• Build and maintain high quality relationships with fixed-income investors, financial media, and senior management at financial institutions.
• Operate independently but supported by the rest of the analytical team in enhancing Banking, Corporate and Insurance franchise, in particular through developing and deepening outreach with key external stakeholders.

Job Requirements

• B.Sc in Finance, Economics, Accounting; CIMA/ACA/ACCA/CFA professional qualification would be highly beneficial.
• 5 - 12 years work experience.
• Proven credit / risk assessment experience, including strong financial analysis experience, is likely to be gained from a financial institution, regulator, or public accounting firm
• Understanding of Nigerian banks/insurers and their regulatory environment and the key issues affecting these markets/the main players and key industry drivers.
• Strong quantitative aptitude and proven analytical skills.
• Highly organized and efficient, with the ability to multi-task and able to meet tight deadlines.
• Fluency in spoken and written English
• Excellent communication skills. Able to communicate clearly and succinctly, both verbally and in writing with some public speaking experience.