Moniepoint is a financial technology company digitising Africa’s real economy by building a financial ecosystem for businesses, providing them with all the payment, banking, credit and business management tools they need to succeed.
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Engineering at Moniepoint is an inspired, customer-focused community committed to pushing the boundaries of what is possible. Our R&D team takes this even further—leading exploration, experimentation, and innovation efforts that inform the entire organization.
Our Research & Development (R&D) team operates at the group level, driving innovation, guiding technical strategy, and shaping the next generation of financial technology across all our business units.
This is a rare opportunity to work at the center of our most forward-thinking initiatives, helping us imagine, design, and build what comes next. You will work on projects that span multiple domains, from designing next-generation architectures to powering new business lines, modernizing infrastructure, and shaping future-facing strategies around AI, security, KYC, automation, and more.
If you’re excited about solving complex problems, experimenting with cutting-edge technologies, and building the future of fintech from the ground up, this role is for you.
What You'll Be Doing
Collaborate on ideation, prototyping, and execution of new revenue-generating products and businesses.
Lead early-stage technical design and market-fit experiments.
Spearhead key initiatives such as implementing an API Gateway, rethinking architecture patterns, and modernizing our CI/CD and security infrastructure.
Contribute to group-wide strategies in areas like AI adoption, KYC modernization, change management, and long-term technical planning.
Partner with multiple business units to align R&D outcomes with group objectives.
Identify inefficiencies and transform existing workflows, systems, and tools to boost operational excellence.
Drive developer experience improvements through automation, refactoring, and standardization.
Assess, experiment with, and recommend emerging technologies for adoption across the organization.
Support engineering teams with innovation initiatives and guide toolchain modernization.
Write clean, maintainable, well-documented code with a focus on reliability and testability.
Debug complex issues and provide technical guidance across multiple stacks.
Participate in code reviews, architectural discussions, and knowledge-sharing sessions.
Document systems, decisions, experiments, and methodologies to support transparency across teams.
What We're Looking For
We’re seeking innovative, curious, and highly skilled engineers who are driven to build what doesn’t yet exist. You thrive at the intersection of research and execution while being comfortable exploring cutting-edge ideas and grounding them in strong engineering principles.
Strong backend engineering expertise, with the ability to design and implement scalable, reliable systems from scratch.
Energized by ideation, rapid prototyping, and validating new business opportunities through technical experimentation.
Strategic mindset and can contribute to architecture evolution, including API gateways, CI/CD modernization, security enhancements, and platform-wide improvements.
Comfortable working across multiple domains including AI, KYC, infrastructure, automation, change management, and can adapt quickly as priorities evolve.
Partners with diverse stakeholders across business units to align technology initiatives with organizational goals.
Keen eye for identifying inefficiencies and a passion for modernizing processes, tool chains, and developer workflows.
Debugs complex issues, providing technical leadership across stacks, and elevating engineering standards.
Excels at documentation and transparency, ensuring that experiments, decisions, and systems are well-understood across teams.
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