Senior Analyst/Associate Finance at Coolbucks

DESCRIPTION

• Evaluate customers' loan applications in line with the bank's credit policy.
• Identify critical risks in credit request and provide advisory on how requests can be restructured in line                with the bank’s risk appetite.
• Has relevant experience in analyzing consumer and SME loans.
• Organization of credit committee.
• Portfolio management & reporting.
• Create innovative credit evaluation processes and systems.
• Evaluate clients for credit worthiness based our internal risk models & their application                                         information.
• Weed out fraudulent applications, and unreliable applicants.
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the                        correctness of the contracts.
• Continuously ensure alignment/compliance to the credit risk management framework.
• Continuously analyze and recommend improvement on credit risk management framework, processes              and systems.
• Preparation of statutory reports.

REQUIREMENTS

• Candidate must be a Chartered Accountant.
• Candidate should have a minimum of 2-1 from a University of Polytechnic (HND)
• Must possess very good Excel skills and must be able to prepare financial statements using Excel.
• Experience with an audit firm is an advantage.
• 4 years relevant experience as an Accountant.
• We have preference for male for this role.