Sales Executive at BluCredit Limited

Job Description

• Sales Executive is required to collect and prepare all materials needed to secure a loan.
• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
• The candidate will be tasked with the responsibility of selling various loan products.
• He/ She will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Duties and Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas.

Qualification and Experience

• Candidates should possess Bachelor's Degree with 1-3 years work experience.

Key Skills:

• Self-Motivated and target driven
• Resilience
• Strong communication skills
• Ability to influence and negotiate
• IT skills Numeric
• Analysis.

Salary
N60,000 - N80,000 / month.