Recovery Officer at Beyond Credit Limited

Job Description

• Recover bad debts from debtors who show unwillingness to pay back the loan taken.
• Conduct regular review and visits to clients with outstanding loan portfolios at risk.
• Daily review of all the outstanding and overdue loan clients.
• Make regular reports and suggestions to the bank on actions required to protect its fund from bad loan clients.
• Recovery of classified loans.
• Initiates process to prosecute hard core debtors in line with guiding bank policy,
• Negotiate work out plans with willing debtors.
• Liaise with branches to manage and monitor non – performing loans.
• Any other responsibilities that may be assigned by the immediate supervisor.

Job Requirements

• Candidates should possess an HND or B.Sc Degree
• Excellent communication skills
• 2– 3 Years of experience in Recovery in a Microfinance Institution
• Good analytical and negotiation skills with experience
• Great planning and multitasking skills to ensure delivery of excellent jobs
• Exceptional interpersonal skills, listening skills and ability to communicate and negotiate with debtors
• Articulate and result oriented
• High level of integrity
• Ability to keep records and be a great team player
• Must possess strong methodical approach to complete the assigned task
• Accurate, organized and motivated
• Previous loan recovery experience.