Portfolio Officer (Loan Officer) at Baobabplus

Job Summary

• We are seeking a competent Loan Officer who will be expected to develop and generate business by reaching out to prospective clients.

Job Description
Pre-loan disbursement:

• Promote/Market baobab products to prospective clients.
• Visit and evaluate potential client businesses.
• Visit client’s personal house.
• Visit co-debtor, guarantor’s house & businesses.
• Analyse financial data of client’s businesses.
• Analysis of quantitative and qualitative data of clients.
• Prepare loan documents for credit committee.
• Present loan files to credit committee.
• Enter Loan files in the MIS.

Post-Loan Disbursement:

• Conduct monitoring visits to business and households
• Follow- up on loan repayment
• Manage loan recovery
• Assess the impact of loan before renewal.

Requirements

• HND / Degree in Marketing or Sales experience.
• Good communication skills, especially verbal communication.
• Field-oriented, target driven & result oriented.
• Articulate and well-spoken.
• Persuasive & analytical skills.
• Applicants must be between the age of 20 - 35 years.
• Applicants must reside within the job location.