Portfolio Manager at Fort Knox Group

Main Responsibilities

• Build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
• The Portfolio manager remains responsible for the fund given out to clients in his portfolio as loans until the last kobo is paid back.
• He is also responsible for having a good relationship with clients and encouraging them to buy all the products they are qualified for.

Mission 1:
Pre-loan Disbursement:

• Promote/Market products to prospective clients by using all the channels possible
• Visit and evaluate potential client businesses
• Visit client’s personal house when it’s necessary
• Visit co-debtor, guarantor’s house and businesses when it’s required
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Represent towards all active and potential partners with dignity and pride
• Fulfill all other necessary assignment to support by the institution.

Post-Loan Disbursement:

• Conduct monitoring visits to business and households
• Follow- up on day to day loan repayment
• Manage loan recovery from active and write-off client until complete reimbursement
• Assess the impact of loan before renewal.

Qualifications
Education:

• Diploma: OND / HND Minimum
• Basic Knowledge in accounting, finance and mathematics
• Previous work Experience or training In sales (Preferred)
• Candidates should have, at the minimum, Loan Officer experience with a Microfinance Bank/Outfit.

Required Skills:

• Fluent in English (Written/spoken)
• Detail Oriented
• Target oriented
• Articulate and well spoken
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors.