Portfolio Manager at FairMoney

• The Portfolio Manager will Build and manage with effectiveness and efficiency a large porfolio of customers with the strict minimum risk acceptance level by selling the different products of the company. The Portfolio manager remains responsible of the fund given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.

Key Responsiblities

Pre-loan disbursement

• Promote/Market Fairmoney’s products to prospective clients by using all the channels possible
• Visit and evaluate potential client businesses
• Visit client’s personal house when it’s necessary
• Visit co-debtor, guarantor’s house and businesses when it’s required.
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households.
• Prepare loan documents for credit committee
• Present loan files to credit committee.
• Enter Loan files in the MIS.
• Represent Fairmoney towards all active and potential partners with dignity and pride.
• Fulfill all other necessary assignment to support by the institution

Post-Loan Disbursement

• Conduct monitoring visits to business and households
• Follow- up on day-to-day loan repayment.
• Manage loan recovery from active and write-off client until complete reimbursement.
• Assess the impact of loan before renewal

Requirements

• HND/Bachelor’s Degree in Sales and Marketing or related fields.
• A minimum of 4 years of experience in Loan Sales / Portfolio Management
• Ability to motivate a team of Sales Managers for performance.
• Extremely flexible, result-oriented, and hardworking with a strong track record of success.
• Ability to self-motivate and manage self.
• Good communication and interpersonal skills.
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors.
• Target Driven