Loan Officer at Spectrum Books Limited

Locations: Ibadan, Oyo and Alaba, Trade Fair - Lagos

Job Description

• Creating and managing own loan portfolio
• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Ensuring high quality standards of the bank’s credit portfolio
• Participate in market storms, community fairs and cluster marketing initiatives.
• Cross-selling of bank product and services.
• Conduct objective know your customer (KYC) process before loan disbursement.
• Loan disbursement and loan repayment collection from customers of the bank.

Requirements

• Candidates should possess a Bachelor's Degree with 1 - 4 years work experience.
• Applicants should have previous MFB experience.

Salary
N40,000 - N100,000 Monthly.