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  • Posted: Mar 22, 2022
    Deadline: Mar 31, 2022
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    A new way of supporting low scale businesses in Africa! Beyond Credit is a technology driven financial services company that provides insurance backed loans, business support and savings services to low scale businesses.
    Read more about this company

     

    Loan Officer(Ondo)

    Job Description

    • We are seeking to hire smart and experienced Loan Officers who are career driven and have financial or fintech experience for the following locations in Ekiti State: Ikere-Ekiti and Ado-Ekiti

    Duties / Responsibilities

    • Mobilization of Clients for loans
    • Formation of groups within coverage area
    • Verification of clients’ home and shop addresses in compliance with company’s guidelines and procedures
    • In-depth assessment of loan applications and preparation of loan proposals for business support loans
    • Participation in credit committee for loan appraisals where required
    • Recovery of overdue loans
    • Maintain cordial and long-term relationship with customers through excellent customer service
    • Appraising client’s business and capacity to service requested loan
    • Registering loan on the system and recommending appropriate amount for disbursement
    • Capture all requires information (i.e. client& guarantor’s name, address & image. Business image and address)
    • Post-disbursement monitoring
    • Collection and posting clients loan repayments and savings on the system
    • Reconciliation of daily collections with the Branch Manager
    • Maintaining a healthy portfolio
    • Reporting directly to the branch manager
    • Any other responsibility assigned by the management of Beyond Credit

    Requirements

    • Candidates should possess a B.Sc / HND / NCE / or OND in any related field with 1-5 years work experience.
    • Prior experience as a loan officer in a financial institution.
    • Good verbal and written communication skills
    • Strong negotiation and interpersonal skills
    • Candidate must be resident in the above locations or environs.

    Salary
    Attractive with other benefits.

    Method of Application

    Interested and qualified candidates should send their Applications to: recruitment@beyondcredit.com.ng using the Job Title and Specific Location as the subject of the email e.g. “Loan Officer - Ikere”.

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