Loan Officer at CashDrive

Main Tasks and Responsibilities

• Creating and Managing owned Loan portfolio
• Conducting direct promotion and/or other marketing activities on regular basis
• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the established credit procedures
• Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
• Arranging the disbursement in collaboration with Back Office and client
• Ensuring punctual repayments by monitoring loans with the loan management software and core application, contacting and visiting all parties based on a needs basis to identify potential problems and proffer feasible solutions
• Ensuring high-quality standards of the credit portfolio and adequately managing potential PAR
• Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking improvement and willing to align his/her personal goals with the company’s goals.

Profile

• Minimum educational qualification of B.Sc / HND
• Minimum of 3 years experience working with a top tier finance house, Microfinance bank or Commercial bank with demonstrable evidence of consistently exceeding performance targets
• Basic knowledge of financial mathematics & Accounting
• Excellent communication and interpersonal skills
• Basic computer skills and mobile Application
• Detailed and target-oriented
• Good team spirit
• Self-motivated and industrious individuals who like to work outdoor
• Excellent analytical skills
• Ability to disburse small and medium-sized loans to businesses, salary earners, individuals etc.

Salary

• N150,000 monthly.