Internal Control Officer at AB Microfinance Bank

Job Summary

• Are you an experienced Internal Control professional looking for an exciting opportunity in the financial sector? The Bank is seeking a dynamic and detail-oriented Internal Control Officer to join our team!

Responsibilities

• Assess and improve internal controls across bank operations.
• Conduct regular audits and risk assessments.
• Develop, implement, and maintain internal control policies and procedures.
• Collaborate with risk management and internal audit teams.
• Identify and report control weaknesses with corrective actions.
• Review and verify procurement transactions for compliance.
• Ensure proper authorization, documentation, and accounting.
• Conduct regular audits of procurement processes.
• Oversee administrative transactions, including travel expenses and asset management.
• Evaluate operational risks associated with lending practices and internal controls.
• Analyze financial statements, loan portfolios, and performance indicators.
• Identify emerging risks and provide recommendations.
• Follow up on internal control checklists and incident logs.
• Provide training on internal controls.
• Lead special projects related to internal control.
• Prepare internal control reports for management.
• Present findings and recommendations to Chief Risk Officer/Head of Risk.
• Contribute to maintaining stakeholder trust and upholding regulatory standards.

Qualifications, Necessary Experience and Knowledge

• At least a bachelor’s degree /HND with a focus in Accounting, Procurement administration, Finance/Risk Management
• Minimum of four years’ experience in related field, preferably in the Banking sector.
• Professional qualifications such as ICAN, ACA, CIA or other related certifications Is an added advantage.
• Track record of risk aversion, sound judgment, integrity, and ethical conduct.
• Strong analytical skills, excellent communication and interpersonal skills.
• Ability to travel, work flexibly, and manage time effectively.
• Proficiency in Microsoft Word and Excel, fluency in English.
• Good at questioning and obtaining information from customers, vendors and staff.
• Curious and investigative, with a willingness to learn and adapt.
• A fast learner: able to use developed sophisticated tools.
• Disciplined, with good time management skills and sound knowledge of client management.
• Ability to work independently, with a strong understanding of business policies and procedures.