Head - Credit Processing at GTI Group

Location: Lagos Island, Lagos

Job Description

• Evaluating and reviewing of clients’ credit proposals for approval decision while also maintaining a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval
• Conducting credit search from an approved Credit Bureau for facilities of N50,000 and above
• Booking of loans in line with the credit policy and approved terms and conditions.
• Proper documentation and updating of the loan files
• Collaborating with branches to achieve budgets on risk assets creation.
• Make recommendation for review and update the bank’s credit policies as necessary.
• Preparing monthly report on Portfolio AT Risk (PAR) with a summary of loan loss provision required
• Preparing monthly credit performance reports (branch wise and product wise)
• Follow up with IT Unit to ensure prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
• Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
• Training of staff for optimal productivity and mastery of Credit policies, practices and regulations.

Requirements
Applicants must have the following criteria:

• B.Sc / HND holder.
• Managerial Credit Analyst experience of 5 years minimum.
• Relevant professional membership.
• Must have both Digital and Traditional Credit Analyst experience.