Head, Credit and Marketing at Kreateng

Job Brief

• In this position, you will lead the design and implementation of all Marketing strategies to achieve the goals for all the microfinance banking products.
• The Head of Credit & Marketing is expected to provide leadership within the Micro-Finance bank to ensure timely and successful development and implementation of the banking product and service ideas, key to the business performance and growth.

Key Responsibilities

• Head of Credit and Marketing is responsible for Supervision of all Business Development initiatives.
• Provide effective leadership guidance in business development strategy
• Achieve overall profitability target of the microfinance bank
• Implement and execute regular sales activities to generate business
• Lead generation through organized sales presentations to prospects
• Team Leadership; collaborate with staff to ensure successful execution of designated strategies.
• Interview prospective clients
• Inspect prospective client's business to ascertain its viability and assessment of collateral
• Write reports for granting of loan facility
• Monitor approved loans and advise clients on good management practices
• Consistently adhere to regulatory standards.

Requirements

• Candidates should possess a B.Sc Degree
• Professionalism, integrity and commitment to social mission of Micro-finance banking.
• Minimum of 2 years experience in the advertised position
• Strong business acumen and Knowledge of low income market
• Comprehensive knowledge of Micro-finance banking products, marketing and business development
• Sound knowledge of Micro-finance services, procedure, laws and regulations
• Strong analytical skills
• Applicant must have good self-carriage, poise and self-confident as well as able to discuss on general financial and economic topics
• Knowledge of micro, small and medium enterprise market.
• Strong oral and written communication skills
• Strong general management and people skills.