General Manager, Risk at Winock Solar Nigeria Limited

Credit Risk management:

• Supervision of the work on credit risk policies, rules and methodologies; counterpart of Group Risk Management Department on these topics.
• Oversight of credit risk assessment at individual and portfolio level, member of credit committees on high amounts
• Allocation of authorization rights for credit-related decision making to staff in branches and HO
• Monitoring of credit risk development and quality at portfolio level, proposes measures for improvement, prepares credit risk report for the Management Risk Committee (MRC)
• Main counterpart for Business and other departments on credit risk, participates in committees (MRC, arrears, etc.), and staff management

Arrears Management and recovery:

• Supervision of the work on defining recovery policies and methodologies. counterpart of the Group Risk Management Department on these topics.
• Oversight of pre-litigation and litigation activities managed by the recovery unit, based on recovery KPIs.
• Participation in defining recovery strategies for high amount cases, decision on pre-litigation and litigation cases.

Operational risk management:

• Supervise the design and update of the institution’s risk map and implementation of risk assessment process;
• Supervise the implementation of the New Risk Appraisal process by all process owners, and make sure the Operational Risk teams participate in the new product/service development process from a risk & control perspective;
• Supervise the definition, regular production and analysis of the operational key risk indicators, in order to establish sound operational risks’ oversight and monitoring within the institution;
• Supervise the design, implementation and testing of the Business Continuity Planning and crisis management policy of the institution;
• Develop and maintain a framework for the conduct of 2nd line controls within the branches and Head Office Departments on the key risk areas for the institution;
• Monitor, consolidate and report on the different managers’ supervisory control execution and results;
• Develop and regularly update a range of reports on all activities of the risk department
• Prepare and lead the Management Risk Committee, including the preparation of minutes;
• Prepare and participate in the Board Risk Committee, including the preparation of minutes.

Qualifications

• Candidates should possess a Bachelor's Degree with at least 5 years work experience.