Fraud Analyst at Chipper Cash

Job Description

• This position supports the Legal, Risk and Compliance Function, which develops and provides oversight of AML/CFT, Sanctions, Risk management, licensing and strategic compliance matters for Chipper Cash.
• Are you someone who is steeped in compliance, able to operate both as a sophisticated support for regulatory efforts but also a strategic thinker and able to operate in a fast moving, fast growing start-up with a strong culture of compliance?
• As part of the Legal, Risk and Compliance team, you will play a critical role in proactively identifying, mitigating and blocking constantly evolving forms of fraud risk for Chipper and enabling Chipper’s growth.
• You will have a wide remit to support the UK/EU Head of LRC in reviewing and developing the business’ implementation and execution of  Risk Management Frameworks, Policies and Standards.

What You Will Be Doing

• Conducting and preparing investigations and reviews for sign off with required resolution
• Place appropriate hold on accounts deemed with fraudulent activity. Track and document action taken in a timely and correct manner to provide a record of activity and meet audit and compliance requirements
• Ensuring risk policy requirements are met, risks are being appropriately managed, accurately reported and escalated to both Senior Fraud Analysts and Fraud Manager as appropriate
• Provide detailed due diligence reports and recommendations for each case and assist Senior Fraud Analysts with SAR preparation when suspicion has been reached
• Consulting with the organisations business units on fraud prevention, trends and detection/response issues/questions
• Assist the Senior Fraud Analysts with the end-to-end fraud risk strategy for new & existing products
• Develop relationships and work with key partners across product, engineering, data science and business teams to effectively manage fraud risk programs.

What You Should Have

• Minimum of three years experience
• Certification(s) from professional bodies relevant to the financial services sector 
• Investigation Fraud experience required ( Application fraud, First party fraud, Organised and complex fraud etc)
• Experience in fraud reporting and MI
• Ability to work in a fast paced environment together with experience operating in a second line role or corresponding control function in a Financial Services organisation
• Broad knowledge of a consumer banking environment with a good understanding of Fraud Risks included schemes and identification methods as well as experience of Operational Risk
• Be a self-driven, self-starter. We’re a dedicated, hardworking team collectively motivated by our mission and vision
• Excellent attention to detail
• Strong problem-solving ability
• It is a plus if you have experience working in Fintech and liaising with regulators and internal audit staff, such as examinations, audit and reviews, document production, and issue  responses
• It is a plus if you are proficient in other languages
• Have a global mindset. Even at our small size, we have a team that represents 10+ countries, and our global footprint of customers will continue to grow.