Finance Officer at Pact Microfinance Bank

About the Role

• Pact Microfinance Bank is seeking a detail-oriented, analytical and results-driven Finance Officer to join our team.
• The successful candidate will support the Bank’s financial operations, reporting, reconciliations, compliance and internal controls while ensuring the accuracy and integrity of financial records.

Key Responsibilities

• Maintain accurate and up-to-date financial and accounting records.
• Process and post financial transactions and maintain general ledger accounts.
• Prepare daily, weekly and monthly bank and ledger reconciliations and resolve discrepancies.
• Prepare monthly management accounts and other financial reports.
• Support budgeting, financial forecasting and monitoring of expenditure against approved budgets.
• Process invoices, payment requests and other financial documentation, ensuring appropriate approvals and supporting documents.
• Monitor accounts payable, receivable and cash flow.
• Support tax, statutory and other regulatory financial obligations.
• Assist with month-end and year-end financial closing activities.
• Support internal and external audits by providing required schedules and documentation.
• Ensure compliance with accounting policies, financial procedures and internal controls.
• Provide financial analysis and information to support management decision-making.
• Identify process or control gaps and recommend improvements.
• Maintain confidentiality and integrity of financial information.
• Perform other finance-related duties as assigned by Management.

Requirements

• Bachelor’s Degree in Accounting, Finance, Economics, Business Administration or a related discipline.
• 3–4 years of relevant experience in finance, accounting or a similar role.
• Professional accounting qualification or progress towards ICAN/ACCA is an advantage.
• Experience in the banking, microfinance or financial services industry is highly desirable.
• Good knowledge of accounting principles, financial reporting and internal controls.
• Knowledge of Nigerian tax and statutory compliance requirements.
• Proficiency in Microsoft Excel and accounting/ERP software.
• Strong analytical, numerical and problem-solving skills.
• Excellent attention to detail, organisation and time management.
• High level of integrity, confidentiality and professional judgement.