Credit Sales Officer at Prospa Inc

About You

• We are looking for a smart Credit Sales Officer to join our versatile Lending Operations Department to help achieve our Member objectives.
• You will be saddled with the responsibility of scaling our loan portfolio by creating credible loan accounts for new Members as well as collaborating with other departments to contribute to the overall success of the Organization.

This role reports directly into the Head Of Lending and there is opportunity for significant growth into the various roles.

Successful Prospa People exhibit the following: 

• Mission driven
• Independent thinking
• Self motivated 
• Humble 
• Driven
• High performers  

Key Responsibilities

• Loan sales and mobilization  for new account
• Provide customer service to ensure Members have all relevant information about Prospa loan products
• Assess Members business and cash flow status
• Work with the bank collection agents to ensure prompt repayment
• Evaluate creditworthiness and risks
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores)
• Maintain updated records of loan applications
• Follow up with Members about loan renewals
• Monitor progress of existing loans

Skills & Experience

• 2-3 years field sales experience as a Credit Sales Officer, Loan Officer or similar role in MFI or MFB
• Hands-on experience with lending procedures and products
• Strong analytical skills
• Customer service experience
• BSc\HND in any field

Key Requirements

• Must be available to start work no later than 14th April 2023

Benefits

Here’s Just Some Of Our Prospa Perks:

• Competitive Salary
• Medical cover
• Paid time off (leave days)
• Work tools
• We invest in our Employees through career development & opportunities