Credit Risk Senior Analyst, AVP / VP at CITIBANK

Job Req ID: 21295632

Job Category: Risk Management

Job Description / Responsibilities

• Collaborating with the Business Heads, as necessary, on an ongoing basis on credit and process related issues.
• Providing training support to junior analysts/RM’s.
• Participate in the formulation and implementation of the country’s business and risk strategy.
• Co-ordinating the annual ICAAP process with Finance, for the countries that have cut-over to ICAAP in the cluster.
• Timely and good quality initial, interim and annual credit reviews which comply with institutional and regulatory guidelines.
• Acting as the anchor resource in the preparation of adhoc reports as required by external seniors and other global reporting units.
• Analysis of complex transactions, customers and industries including FIs, syndications, acquisitions and other Corporate Finance/Treasury initiatives; giving knowledgeable policy guidance on same. 
• Conducting industry credit reviews (ICRs) and Target Market studies
• Obtaining the required credit approvals and ensuring approvals are current
• Early problem recognition, monitoring identified risk triggers and raising credit red flags
• Ensuring the implementation of agreed action steps identified to address credit issues (including issues raised by credit reviewers, Internal Audit, regulators etc)
• Maintaining customer inter-face and developing industry contacts; regular credit calls on customers
• Monitoring events in the local and global environment; understanding of impact on bank’s credit assets
• Undertake special tasks assigned by CRM
• Prepare stress tests and rapid portfolio reviews.
• Acting as the back-up to the Country Risk Manager in providing coverage for Nigeria & West Africa with respect to credit reviews cum approvals.
• Coordinate risk trainings of the  junior analysts and relationship managers on an ongoing basis.

Knowledge / Experience

• Master's Degree or Professional qualification.
• Basic training in business accounting and finance
• Attendance of Basic Credit and Intermediate Credit
• Knowledge of institutional and regulatory credit policies
• Industry Knowledge
• Product Knowledge (including Cash Management, Trade, Treasury & Corporate Finance)
• 15 years banking experience.

Skills:

• Numerate; strong analytical skills
• Strong computer skills
• People Management Skills
• Good industry contacts
• Leadership
• Strong Industry and Markets Knowledge
• Product Knowledge , including but not limited to Cash Management, Trade Finance, Treasury/Derivatives and Corporate Finance.
• Professional accounting certification is an added advantage.