Credit Risk Officer at Platform Finance Limited

Job Description

• Reviewing financial statements and other data to assess the company’s overall financial condition.
• Monitoring interest rates and market conditions to identify potential problems before they arise.
• Reviewing loan applications, credit reports, and other documentation to determine whether to approve or deny loans.
• Evaluating potential risks and recommending solutions to increase profits while maintaining safety standards.
• Educating clients on how to improve their credit score or manage their debt to avoid delinquency or default.
• Analyzing industry trends to identify new opportunities for lending, investment, or insurance products.
• Identifying new markets for lending or investment opportunities, including identifying new clients and industries where the company has not yet established a presence.
• Reviewing applications for large consumer loans such as mortgage applications to determine whether they meet the lender’s criteria.
• Working with legal staff to draft contracts, agreements, and other legal documents.

Requirements

• BSc in Banking and Finance, Economics or related field.
• 4-6 years proven work experience as a Credit Officer Risk officer in a financial institution.
• Hands-on experience with lending procedures and products.
• Ability to create and process financial spreadsheets.
• Strong analytical skills.
• Customer service experience.
• Proximity to the island is an added advantage.