Credit & Risk Analyst at Trusoft Limited

Work mode: Hybrid( 2days onsite)

Responsibilities

• Manage customer accounts and ensure timely payments of loans and other dues
• Issue invoices and statements accurately and efficiently
• Monitor overdue accounts and initiate collection efforts, following ethical and respectful procedures.
• Reconcile bank statements and resolve discrepancies.
• Assess the creditworthiness of loan applicants using financial analysis and risk assessment tools. Set appropriate credit limits and monitor customer creditworthiness.
• Develop and implement effective credit control policies and procedures. 
• Collaborate with loan officers to ensure adherence to credit policies. 
• Prepare accurate and timely financial reports, including income statements, balance sheets, and cashflow statements.
• Analyze financial data and identify trends or potential risks. o Provide financial information and insights to management for decision making. 
• Maintain accurate and complete financial records. 
• Comply with all relevant financial regulations and reporting requirements. 
• Contribute to the development and implementation of internal control procedures. 
• Participate in special projects and other functions as may be assign by the Finance Manager and the CEO.