We are building an ecosystem to provide millions of customers with the best choice and value in digital and financial services. We are creating new and unique experiences for our customers and can offer scale to our partners to reach new audiences.
The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key Responsibilities
Review and analyze loan applications and supporting documents
Assess borrowers’ creditworthiness and repayment capacity
Make recommendations in line with credit policy and underwriting standards
Liaise with Field Verification Officers and Risk Team on loan-related issues
Ensure accuracy and completeness of loan documentation
Maintain proper records and support process improvement initiatives
Requirements
Minimum of 3 years experience in loan underwriting, credit analysis, or related role
Prior experience performing similar functions is required
Experience in the banking or financial services industry is an added advantage
Excellent communication, documentation and reporting skills
Great knowledge of risk control and a good sense of industry research
Average Salaries in Nigeria in 2026This guide brings together the average salary in Nigeria based on recent 2026 salary benchmarks. Salaries are listed by industry, experience level and city to give jobseekers, employers and HR professionals a more useful picture of salary levels in Nigeria in 2026.
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