Credit Risk Analyst at GTI Group

Location: Lagos-Island, Lagos

Job Description / Key Performance Indicator

• Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
• Conducting credit search from an approved Credit Bureau for facilities
• Booking of loans in line with approved terms and conditions
• Proper documentation and updating of the loan files
• Follow up and monitoring of disbursed loans to ensure timely repayment
• Development and review of new products existing ones
• Develop, review and update the bank’s credit policies.

Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required:

• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required
• Meet set deliverables.

Requirements

• Bachelor's Degree qualification.
• Applicants must have a minimum of 5 years experience in a financial institution.
• Microfinance bank experience will be an added advantage.