Credit/Risk Analyst at Greengates Group

CREDIT ANALYST JOB RESPONSIBLITIES

• Ensure that clients interested in taking loans are given the necessary information to access the loan.
• Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.
• Calculation and analyzing of risk ratios of clients based on the client’s credit score and financial history.
• Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.
• Maintaining the loan portfolio.
• Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.
• Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.

 Requirements:

• First Degree in Business, Accounting, Finance or similar field.
• A minimum of 2 years’ experience as a credit Analyst.
• Excellent knowledge of loan application procedures and best lending practices.
• Exceptional analytical skills and the ability to work with complicated financial data.
• Strong ethical behavior and the ability to work with sensitive financial information.
• Ability to analyze the business of clients and identify the credit risk associated with it and recommending mitigants where