Credit Risk Analyst at Direct Bridge Nigeria Limited

Description 

• Oversee the underwriting of all the company's loan types while adhering to all Regulations;
• Receive and research new regulations, policies and procedures and implement them;
• Review of credit policy overtime to reflect recent trends in the industry
• Be actively involved in the designing of the company’s product to advise on potential risks
• Oversee Departmental Budgeting and expenditure control
• Supervision of all underwriting activities of the company for all its branches
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.
• Create innovative credit evaluation processes and systems.
• Oversee the preparation of statutory reports.
• Identify critical risks in credit request and provide advisory on how requests can be restructured in line with the company’s risk budget.
• Oversee Portfolio management & reporting.
• Conduct regular training of sales staff on new developments in risk management.

Requriements

• Interested candidates should possess a Bachelor's Degree in relevant fields with 3 years work experience