Credit Policy & Portfolio Manager at First Bank

Job Description

• Carry out and validate periodic review on methodologies (Impairment, ICAAP and CAR) as 
  required.
• Preparation of monthly Capital Adequacy Requirement report (CAR)
• Provide oversight function on monthly impairment calculation
• Prepare monthly IFRS impairment upload on Finacle to various Business Units P&L and 
  movement in provision to BPM
• Provide validation and oversight review of monthly IFRS credit journals
• Preparation of quarterly ICAAP report to CBN (Internal Capital Adequacy Assessment Process)
• Preparation of credit disclosures for Year End and Periodic Audit 
• Active participation in the management and execution of various portfolio projects
• Participate in the various credit audit of the bank’s loan book by CBN and external auditors 
• Conduct Stress testing and scenario analysis for stakeholder unit/department/regulator as required
• Conduct analysis of ratings in the Bank’s portfolio (Weighted Average Risk Rating) 
• Implement the Enterprise Risk Management (ERM) framework to ensure compliance with Basle 
  and IFRS requirements and co-ordinates the process for the review of the document
• Any other portfolio management tasks
• Comply with the principles and policies in the Information Security Handbook

Job Requirements

• Minimum Education: First Degree in Business related or Science / Engineering courses.
• Minimum Experience: 5 to 7 years of relevant experience in banking or risk management.