Credit Officer at Victory Empowerment Centre

A Smart Nce /Ond /Hnd /Bsc Holder in any discipline

SKILLS

• Computer savy.
• Must possess a Smart phone.
• Communication /marketing skills
• Problem solving skill
• Ability to pay attention to detail
• Ability to multi task

Salary range : 58k - 65k

Job Description

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines