Credit Officer at Resort Consult Limited

Job Description

• Review loan requests and assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores and interest rates)
• Set up payment plans and maintain updated records of loan applications
• Follow up with clients about loan renewals and monitor the progress of existing loans
• Keep daily records (Daily Collection Sheet, Ledger etc)
• Recover default if any from the customer
• Prepare timely report
• Any other function as assigned by the Managing Director

Job Requirement

• B.Sc. in Banking and Finance, Business Admin, Accounting or any numerate disciplines and the Social Sciences.
• At least 2 years work experience.
• Integrity and diligence
• Product knowledge
• Excellent Communication skills, customer service and relationship management
• Target-driven and a team-player
• Computer literacy

Remuneration is attractive and competitive.