Credit and Risk Analyst at Gadol Financial Service Limited

Role Overview: 

As a Credit and Risk Analyst, you'll play a pivotal role in evaluating credit applicattions, assessing risk levels, and ensuring prudent lending decisions. Your expertise will guide our financial strategies, helping us maintain a balanced portfolio and mitigate potential risks effectively.

Key Responsibilities: 

• Analyze credit data and financial statements to determine creditworthiness.
• Assess and quantity potential risks associated with credit applicants.
• Collaborate with cross-functional teams to optimize credit policies and procedures.
• Reconcile credit files and identify any discrepancies and variance.
• Identify and evaluate Economic and financial trends that may present a risk to the company.
• Perform Enterprise risk assessment and identify areas of lapses with appropriate recommendations.
• Understand Business, Economic and Industry Risk.
•  Monitor existing credit accounts to identify and mitigate potential risks.
• Prepare detailed reports outlining credit and risk assessment findings.

Requirements: 

• Bachelor's degree in Finance, Economics, or a related field.
• Minimum of Five (5) years working experience.
• Proven experience as a Credit Analyst or in a similar role.
• Strong understanding of financial analysis, credit risk assessment, and lending principles.
• Proficiency in analyzing complex data sets and using Microsoft office and financial modeling tools.
• Excellent communication and presentation skills.
• Strong attention to details
• Ability to work both independently and within a team.