Credit Analyst at Spok Capital Limited

RESPONSIBILITIES 

•  Assess the creditworthiness of existing or prospective clients 
• Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc) 
• Complete ratio, trend, and cash flow analyses and create projections
• Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner • Determine in depth the degree of risk involved
• Carefully analyze data and produce clear and objective reports
•  Routinely monitor loans for compliance 
• Adhere to credit policy and guidelines
•  Monitor corporate portfolio asset quality on an ongoing basis
•  Draft models of credit information that predict trends and patterns

REQUIREMENTS

• Proven 1-5 years of working experience as a credit analyst
• Proficiency in statistical packages and financial software
• Ability to analyze cash flows, leverage, collateral, and customer strength
• Strong communication and presentation skills
•  Sound judgment
• BSC degree in Business, Finance, Statistics, or a related field